Loan Rates
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Vehicle Loans
| New Vehicles Term up to: |
APR* as low as |
|---|---|
| 48 months | 3.44% |
| 60 months | 3.74% |
| 72 months | 4.24% |
| 84 months | 5.24% |
| 96 months | 6.24% |
| Used Vehicles (2012 and newer) Term up to: |
APR* as low as |
|---|---|
| 48 months | 3.69% |
| 60 months | 3.99% |
| 72 months | 4.49% |
| 84 months | 5.69% |
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| Used Vehicles (2011 and older) Term up to: |
APR* as low as |
|---|---|
| 48 months | 5.74% |
| 60 months | 5.99% |
| 72 months | 6.49% |
| Large Recreational Vehicles: Motorhomes, Boats, 5th Wheels, Travel Trailers Term up to: |
APR* as low as |
|---|---|
| 60 months | 7.24% |
| 84 months | 7.49% |
| 144 months | 8.49% |
| 180 months | 8.99% |
| Small Recreational Vehicles: Scooters, ATVs, Snowmobiles, Jetskis Term up to: |
APR* as low as |
|---|---|
| 60 months | 4.99% |
| 72 months | 6.24% |
| 84 months | 6.74% |
Real Estate Loans
| 1st Mortgages | APR* as low as |
|---|---|
| 7 Year Fixed | 3.24% |
| 10 Year Fixed | 3.74% |
| 12 year Fixed | 3.99% |
| Up to 30 year | Today's Rates |
| Home Equity Line of Credit (variable rate) | APR* as low as |
|---|---|
| Up to 80% LTV | 4.50% |
| Up to 90% LTV | 5.50% |
| Up to 100% LTV | 7.00% |
| Fixed Second Mortgage | Up to 70% LTV APR* as low as | Up to 80% LTV APR* as low as | Up to 90% LTV APR* as low as | Up to 100% LTV APR* as low as |
|---|---|---|---|---|
| 5 Year | 4.24% | 4.49% | 5.24% | 6.49% |
| 7 Year | 4.74% | 4.99% | 5.49% | 6.74% |
| 10 year | 4.99% | 5.24% | 5.74% | N/A |
| 15 year | 6.24% | 6.49% | N/A | N/A |
| Adjustable Rate Second Mortgage | Loan to Value (LTV) | APR* as low as |
|---|---|---|
| 3/1 ARM | Up to 100% | 5.50% |
| 5/1 ARM | Up to 90% | 5.75% |
| 7/1 ARM | Up to 90% | 6.00% |
Other Loans
| Loan Type | Term | APR* |
|---|---|---|
| Project Home Loan | Up to 72 months | (as low as) 7.90% |
| Personal Including DREAMer and Quinceañera
|
Up to 60 months | (as low as) 7.99% |
| Advantage Line | Revolving | 9.99% Fixed |
| Kwik Cash Overdraft line | Revolving | 14.90% Fixed |
| Share Secured/Credit Builder | Up to 48 months | 3.00% + pledged share rate |
Debt Counseling
GreenPath offers free credit counseling and debt counseling to help ease your financial stress, address your financial concerns, and develop a plan for living a financially healthy life. If you’re concerned about debt... GreenPath can help.
*APR is Annual Percentage Rate. Your actual loan rate will be based on your credit history and term of loan and amount financed. Lowest possible rate on an Equity Express home equity line of credit is 3.99% APR and highest possible rate is 14.99% APR. Rates subject to change. Prime Rate is 5.50% as of 12/19/18. LTV is determined by adding the total of all mortgage loans owed, including 1st and 2nd, divided by the current value of the home.
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