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loan rates from Madison Wisconsin Credit Union

Loan Rates

  • Vehicle Loans
  • Real Estate Loans
  • Other Loans
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    Vehicle Loans

    New Vehicles
    Term up to:
    APR* as low as
    48 months 3.24%
    60 months 3.49%
    72 months 3.99%
    84 months 4.99%
    96 months 5.99%
    Used Vehicles (2012 and newer)
    Term up to:
    APR* as low as
    48 months 3.49%
    60 months 3.74%
    72 months 4.24%
    84 months 5.49%
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    Used Vehicles (2011 and older)
    Term up to:
    APR* as low as
    48 months 5.49%
    60 months 5.74%
    72 months 6.24%
    Large Recreational Vehicles: Motorhomes, Boats, 5th Wheels, Travel Trailers
    Term up to:
    APR* as low as
    60 months 6.99%
    84 months 7.24%
    144 months 8.24%
    180 months 8.74%
    Small Recreational Vehicles: Scooters, ATVs, Snowmobiles, Jetskis
    Term up to:
    APR* as low as
    60 months 4.74%
    72 months 5.24%
    84 months 6.49%

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    Real Estate Loans

    1st Mortgages APR* as low as
    7 Year Fixed 2.740%
    10 Year Fixed 3.240%
    12 year Fixed 3.490%
    Up to 30 year Today's Rates
    Home Equity Line of Credit (variable rate) APR* as low as
    Up to 80% LTV 3.99%
    Up to 90% LTV 4.75%
    Up to 100% LTV 6.25%
    Fixed Second Mortgage
    Up to 70% LTV APR* as low as Up to 80% LTV APR* as low as Up to 90% LTV APR* as low as Up to 100% LTV APR* as low as
    5 Year 3.99% 4.24% 4.99% 5.99%
    7 Year 4.49% 4.74% 5.24% 6.24%
    10 year 4.74% 4.99% 5.49% N/A
    15 year 5.99% 6.24% N/A N/A
    Adjustable Rate Second Mortgage Loan to Value (LTV) APR* as low as
    3/1 ARM Up to 100% 4.75%
    5/1 ARM Up to 90% 5.00%
    7/1 ARM Up to 90% 5.25%

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    Other Loans

    Loan TypeTermAPR*
    Project Home Loan Up to 72 months (as low as) 7.90%
    Personal
    Including DREAMer and Quinceañera
    Up to 60 months (as low as) 9.99%
    Advantage Line Revolving 9.99% Fixed
    Kwik Cash Overdraft line Revolving 14.90% Fixed
    Share Secured/Credit Builder Up to 48 months 3.00% + pledged share rate

    Debt Counseling

    GreenPath offers free credit counseling and debt counseling to help ease your financial stress, address your financial concerns, and develop a plan for living a financially healthy life. If you’re concerned about debt... GreenPath can help.

    *APR is Annual Percentage Rate. Your actual loan rate will be based on your credit history and term of loan and amount financed. Lowest possible rate on an Equity Express home equity line of credit is 3.99% APR and highest possible rate is 14.99% APR. Rates subject to change. Prime Rate is 4.25% as of 06/14/17. LTV is determined by adding the total of all mortgage loans owed, including 1st and 2nd, divided by the current value of the home.

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