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loan rates from Madison Wisconsin Credit Union

Loan Rates

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Vehicle Loans

New Car, Truck, Motorcycle, Boat and Motor Home (2021 and newer)
Term up to:

APR* as low as
36 months 2.99%
37 - 60 months 4.24%
61 - 72 months (Min. $20,000) 4.74%
73 - 84 months or greater (Min. $30,000) 5.24%
Used Car, Truck, Motorcycle, Boat and Motor Home (2013 - 2020)
Term up to:
APR* as low as
36 months 3.74%
37 - 60 months 4.74%
61 - 72 months (Min. $20,000) 5.74%
73 - 84 months or greater (Min. $30,000) 7.24%
Used Car, Truck, Motorcycle, Boat and Motor Home (2012 and older)
Term up to:
APR* as low as
Up to 60 months 8.99%
Recreational Vehicles: Snowmobiles, ATVs, Campers (2013 and newer)
Term up to:
APR* as low as
Up to 36 months 4.24%
37 - 60 months 5.74%
61 - 72 months (Min. $20,000) 6.74%
73 - 84 months (Min. $30,000) 8.24%

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Personal Loans

Loan Type Term APR*
Personal Up to 60 months (as low as) 8.99%
Kwik Cash Line of Credit Revolving** 14.75% Fixed

Debt Counseling

GreenPath offers free credit counseling and debt counseling to help ease your financial stress, address your financial concerns, and develop a plan for living a financially healthy life. If you’re concerned about debt... GreenPath can help.

*APR = Annual Percentage Rate. Vehicle Rates 2.99% – 20.74% APR. Quoted rate is the lowest available rate, reflects all possible discounts, and is accurate as of September 2, 2022. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility.

**Variable rate programs based on prime, as of 7/27/22 is 5.50%. See Heartland for more information including different rates & some fees.

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