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Testimonials

"I've recommended DCCU going on 30 years. You guys are always there for me." - Scott W. (August 2018)

"Excellent in every way. Family oriented goes a long way in the banking business." - Eugene C. (July 2018)

"Courteous, quick and treated my situation like her own; as if it were her money." - Thomas C. (July 2018)

"This is the only financial institution that I recommend to friends and family. All of my transactions with DCCU have been exceptional." - Marjorie S. (July 2018)

"You guys are fabulous. I like to see the manager out of her office" - James M. (July 2018)

"For 30 years DCCU has been like family to me and has supported me when I was in need. Thank you all." - Carl F. (July 2018)

Loan Rates

Vehicle Loans
Real Estate Loans
Other Loans

Apply for a Loan

Vehicle Loans

New Vehicles Term up to:	APR* as low as
48 months	3.44%
60 months	3.74%
72 months	4.24%
84 months	5.24%
96 months	6.24%

Used Vehicles (2012 and newer) Term up to:	APR* as low as
48 months	3.69%
60 months	3.99%
72 months	4.49%
84 months	5.69%

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Used Vehicles (2011 and older) Term up to:	APR* as low as
48 months	5.74%
60 months	5.99%
72 months	6.49%

Large Recreational Vehicles: Motorhomes, Boats, 5th Wheels, Travel Trailers Term up to:	APR* as low as
60 months	7.24%
84 months	7.49%
144 months	8.49%
180 months	8.99%

Small Recreational Vehicles: Scooters, ATVs, Snowmobiles, Jetskis Term up to:	APR* as low as
60 months	4.99%
72 months	6.24%
84 months	6.74%

Real Estate Loans

1st Mortgages	APR* as low as
7 Year Fixed	3.24%
10 Year Fixed	3.74%
12 year Fixed	3.99%
Up to 30 year	Today's Rates

Home Equity Line of Credit (variable rate)	APR* as low as
Up to 80% LTV	4.25%
Up to 90% LTV	5.25%
Up to 100% LTV	6.75%

Fixed Second Mortgage	Up to 70% LTV APR* as low as	Up to 80% LTV APR* as low as	Up to 90% LTV APR* as low as	Up to 100% LTV APR* as low as
5 Year	4.24%	4.49%	5.24%	6.49%
7 Year	4.74%	4.99%	5.49%	6.74%
10 year	4.99%	5.24%	5.74%	N/A
15 year	6.24%	6.49%	N/A	N/A

Adjustable Rate Second Mortgage	Loan to Value (LTV)	APR* as low as
3/1 ARM	Up to 100%	5.25%
5/1 ARM	Up to 90%	5.50%
7/1 ARM	Up to 90%	5.75%

Other Loans

Loan Type	Term	APR*
Project Home Loan	Up to 72 months	(as low as) 7.90%
Personal Including DREAMer and Quinceañera	Up to 60 months	(as low as) 7.99%
Advantage Line	Revolving	9.99% Fixed
Kwik Cash Overdraft line	Revolving	14.90% Fixed
Share Secured/Credit Builder	Up to 48 months	3.00% + pledged share rate

Debt Counseling

GreenPath offers free credit counseling and debt counseling to help ease your financial stress, address your financial concerns, and develop a plan for living a financially healthy life. If you’re concerned about debt... GreenPath can help.

*APR is Annual Percentage Rate. Your actual loan rate will be based on your credit history and term of loan and amount financed. Lowest possible rate on an Equity Express home equity line of credit is 3.99% APR and highest possible rate is 14.99% APR. Rates subject to change. Prime Rate is 5.25% as of 9/27/18. LTV is determined by adding the total of all mortgage loans owed, including 1st and 2nd, divided by the current value of the home.