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loan rates from Madison Wisconsin Credit Union

Loan Rates

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  • Real Estate Loans
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    Vehicle Loans

    New Vehicles
    Term up to:
    APR* as low as
    48 months 2.44%
    60 months 2.69%
    72 months 3.24%
    84 months 3.74%
    96 months 3.99%
    Used Vehicles (2010 and newer)
    Term up to:
    APR* as low as
    48 months 2.69%
    60 months 2.99%
    72 months 3.24%
    Used Vehicles (2009 and older)
    Term up to:
    APR* as low as
    60 months 3.99%
    72 months 4.24%
    Large Recreational Vehicles: Motorhomes, Boats, 5th Wheels, Travel Trailers
    Term up to:
    APR* as low as
    60 months 5.99%
    84 months 6.24%
    144 months 6.74%
    180 months 6.99%
    Small Recreational Vehicles: Scooters, ATVs, Snowmobiles, Jetskis
    Term up to:
    APR* as low as
    60 months 3.99%
    72 months 4.24%
    84 months 4.74%

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    Real Estate Loans

    1st Mortgages APR* as low as
    7 Year 2.49%
    10 Year 3.19%
    12 year 3.29%
    15 year 3.64%
    Up to 30 year Today's Rates
    Home Equity Line of Credit (variable rate) APR* as low as
    Up to 80% LTV 3.99%
    Up to 90% LTV 3.99%
    Up to 100% LTV 5.00%
    Fixed Second Mortgage
    Up to 70% LTV
    APR* as low as
    5 Year 3.74%
    7 Year 3.99%
    10 year 4.24%
    15 year 4.49%
    Fixed Second Mortgage
    Up to 80% LTV
    APR* as low as
    5 Year 3.99%
    7 Year 4.24%
    10 year 4.49%
    15 year 4.74%
    Fixed Second Mortgage
    Up to 90% LTV
    APR* as low as
    5 Year 4.49%
    7 Year 4.74%
    10 year 4.99%
    Fixed Second Mortgage
    Up to 100% LTV
    APR* as low as
    5 Year 5.49%
    7 Year 5.74%

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    Other Loans

     TermAPR*
    Personal Up to 60 months 9.80%
    Advantage Line Revolving 9.80% Fixed
    Kwik Cash Overdraft line Revolving 14.90% Fixed
    DREAMer Loan Up to 6 months 12.90%
    Share Secured Up to 48 months 3.00% + pledged share rate

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    *APR is Annual Percentage Rate. Your actual loan rate will be based on your credit history and term of loan and amount financed. Lowest possible rate on an Equity Express home equity line of credit is 3.99% APR and highest possible rate is 14.99% APR. Rates subject to change. Prime Rate is 3.50% as of 12/17/15. LTV is determined by adding the total of all mortgage loans owed, including 1st and 2nd, divided by the current value of the home.

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