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loan rates from Madison Wisconsin Credit Union

Loan Rates

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Vehicle Loans

New Vehicles
(2020 and newer)
Term up to:

APR* as low as Monthly Payment Per $1000**
48 months 2.49% $21.91
60 months 2.49% $17.74
72 months 2.49% $14.97
84 months 3.99% $13.66
Used Vehicles (2013 - 2019)
Term up to:
APR* as low as Monthly Payment Per $1000**
48 months 2.79% $22.04
60 months 2.79% $17.88
72 months 2.79% $15.10
84 months 4.29% $13.80
Used Vehicles (2012 and older)
Term up to:
APR* as low as Monthly Payment Per $1000**
48 months 4.44% $22.78
60 months 5.24% $18.98
72 months 6.24% $16.69
Large Recreational Vehicles: Motorhomes, Boats, 5th Wheels, Travel Trailers
Term up to:
APR* as low as Monthly Payment Per $1000**
60 months 4.74% $18.75
84 months 5.99% $14.60
120 months 6.99% $11.61
180 months 7.99% $9.55
Small Recreational Vehicles: Scooters, ATVs, Snowmobiles, Jetskis
Term up to:
APR* as low as Monthly Payment Per $1000**
48 months 4.69% $22.89
60 months 4.99% $18.87
72 months 5.49% $16.33

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Real Estate Loans

First Mortgages

1st Mortgages APR* as low as Monthly Payment Per $1000***
7 Year Fixed 2.675% $13.07
10 Year Fixed 2.750% $9.54
12 year Fixed 2.750% $8.16
15 or 30 Year Fixed Contact Us
7/1 ARM Contact Us

Second Mortgages

Home Equity Line of Credit (variable rate) APR* as low as Monthly Payment Per $1000**
Up to 80% LTV 3.99% Variable
Second Mortgage Fixed Rate Up to 70% Loan to Value
Term APR* as low as Monthly Payment Per $1000**
5 Year 3.74% $18.30
7 Year 4.24% $13.78
10 year 4.74% $10.48
15 year 5.74% $8.30
Second Mortgage Fixed Rate Up to 80% Loan to Value
Term APR* as low as Monthly Payment Per $1000**
5 Year 3.99% $18.41
7 Year 4.49% $13.90
10 year 4.99% $10.60
15 year 5.99% $8.43

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Other Loans

Loan Type Term APR* Monthly Payment Per $1000**
Project Home Loan Up to 72 months (as low as) 7.90% $17.48
Personal
(including DREAMer and Quinceanara)

Up to 24 months

(as low as) 5.49% $44.09
Up to 60 months (as low as) 7.99% $20.27
Advantage Line Revolving 9.99% Fixed $15 or 2% of balance (whichever is greater)
Kwik Cash Overdraft line Revolving 14.90% Fixed $15 or 2% of balance (whichever is greater)
Share Secured/Credit Builder Up to 60 months 3.00% $17.97
Certificate Secured Up to 60 months 3.00% + pledged share rate Varies

Debt Counseling

GreenPath offers free credit counseling and debt counseling to help ease your financial stress, address your financial concerns, and develop a plan for living a financially healthy life. If you’re concerned about debt... GreenPath can help.

*APR is Annual Percentage Rate. Your actual loan rate will be based on your credit history and term of loan and amount financed. Lowest possible rate on an Equity Express home equity line of credit is 3.99% APR and highest possible rate is 14.99% APR. Rates subject to change. Prime Rate is 3.25% as of 3/16/2020. LTV is determined by adding the total of all mortgage loans owed, including 1st and 2nd, divided by the current value of the home.

**Monthly payment is based on payment per $1,000 for term and rate shown.

***Monthly payment is based on payment per $1,000 for term and rate shown. Payments listed do not include amounts for property taxes or hazard insurance.

 

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