Savings Rates
View our Madison credit union savings rates below or learn more about our savings accounts.
Rates Effective April 6, 2018
Special Certificate Rates - For a Limited Time
Move your money to Dane County Credit Union and watch it grow with these great certificate specials. Stop in any branch today!
- 1.60% APY* certificate for 12 months
- 2.25% APY* certificate for 24 months
- 2.50% APY* certificate for 36 months
- 2.75% APY* certificate for 60 months
*APY is Annual Percentage Yield. Offers good through 6/6/2018 on new money to Dane County Credit Union. Minimum certificate investment $5000. Offer may NOT be combined with any other offer, including the anniversary offer (current rate +.50%). Penalty for early withdrawal. Certificate will automatically renew for same term at the current rate. Credit union reserves the right to cancel offer at any time. Anyone living or working in Dane, Columbia, Dodge, Jefferson, Rock, Green, Iowa, and Sauk Counties is eligible to join. A savings account with a minimum deposit of $5 must be maintained. Nominal rate for 12 month certificate is 1.59%, 24 month is 2.23%, 36 month is 2.47% and 60 month certificate is 2.72%. Dividends are compounded and paid quarterly.
Certificate Rates
| Certificates | $500 - $2,499 | $2,500 - $9,999 | $10,000 - $24,999 | $25,000+ |
|---|---|---|---|---|
| 12 Month | 0.47% APY | 0.47% APY | 0.50% APY | 0.60% APY |
| 18 Month | 0.52% APY | 0.52% APY | 0.55% APY | 0.65% APY |
| 24 Month | 0.62% APY | 0.62% APY | 0.65% APY | 0.75% APY |
| 36 Month | 1.07% APY | 1.07% APY | 1.10% APY | 1.21% APY |
| 48 Month | 1.17% APY | 1.17% APY | 1.20% APY | 1.30% APY |
| 60 Month | 1.97% APY | 1.97% APY | 2.00% APY | 2.11% APY |
| Ratewatcher Certificate | ||||
| 36 Month | 0.87% APY | |||
| Deposit Plus Certificate (IRA or Regular) |
$250 - $2,499 | $2,500 - $9,999 | $10,000 - $24,999 | $25,000+ |
| 12 Month | 0.42% APY | 0.42% APY | 0.45% APY | 0.55% APY |
| 24 Month | 0.57% APY | 0.57% APY | 0.60% APY | 0.70% APY |
| Account Type | Minimum | APY* |
|---|---|---|
| Regular Savings | $100 | .10% |
| Savings Booster | $100 - $5000 | .50% |
| More than $5000 | .10% | |
| Savings Builder | $100 | .10% |
| Health Savings Account | $25 | 2.02% |
| Open Deposit IRA | Open | .35% |
| Great Dane Savers | $100 | .10% |
| Holiday Club | $100 | .15% |
| Account Type | Minimum | APY* |
|---|---|---|
| Money Market | $2,000 | .10% |
| $10,000 | .10% | |
| $25,000 | .15% | |
| $50,000 | .20% | |
| $100,000 | .25% |
*APY is annual Percentage Yield.
