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savings rates from Madison Wisconsin Credit Union

Deposit Rates

Investment Services

View our Madison credit union deposit rates below or learn more about our savings accounts.

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Rates Effective July 27, 2020

Certificate Rates

Certificates $500 - $9,999 $10,000 - $49,999 $50,000 - $99,999 $100,000+
12 Month 0.25% APY 0.30% APY 0.35% APY 0.40% APY
18 Month 0.30% APY 0.35% APY 0.40% APY 0.45% APY
24 Month 0.45% APY 0.50% APY 0.55% APY 0.60% APY
36 Month 0.55% APY 0.60% APY 0.65% APY 0.70% APY
48 Month 0.60% APY 0.65% APY 0.70% APY 0.75% APY
60 Month 0.65% APY 0.70% APY 0.75% APY 0.80% APY
Deposit Plus Certificate
(IRA or Regular)
$250 - $2,499 $2,500 - $9,999 $10,000 - $49,999 $50,000+
12 Month 0.10% APY 0.15% APY 0.20% APY 0.25% APY
24 Month 0.20% APY 0.25% APY 0.30% APY 0.35% APY

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Savings Minimum** APY*
Regular Savings $100 0.05%
Saver's Sweepstakes $100 0.05%
Savings Booster $100 - $5,000 0.10%
Over $5000 0.05%
Savings Builder $100 0.10%
Health Savings Account $100 0.50%
Open Deposit IRA Open 0.05%
Great Dane Savers OR #MyMoney $100 0.05%
Holiday Club $100 0.10%
Checking Minimum** APY*
Premium Checking $100 - $2,000 0.00%
$2000.01 - $20,000 1.00%
$20,000.01 and over 0.05%
Small Business Checking $1,000 0.05%
Regular Business Checking $5,000 0.05%
Account Type Minimum** APY*
Money Market $2,000 0.10%
$10,000 0.10%
$25,000 0.15%
$50,000 0.20%
$100,000 0.25%
Money Market Premium $5,000 0.10%
$25,000 0.15%
$50,000 0.20%
$100,000 0.25%
$250,000 0.30%

*APY is annual Percentage Yield.
**Minimum deposit is the minimum balance to earn dividends and does not include the required $5 membership share savings account.

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At DCCU your funds are federally insured by NCUA.

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