Deposit Rates
View our Madison credit union deposit rates below or learn more about our savings accounts.
Rates Effective January 1, 2021
Certificate Rates
| Certificates | $500 - $9,999 | $10,000+ |
|---|---|---|
| 12 Month | 0.15% APY | 0.20% APY |
| 18 Month | 0.20% APY | 0.25% APY |
| 24 Month | 0.35% APY | 0.40% APY |
| 36 Month | 0.45% APY | 0.50% APY |
| 48 Month | 0.50% APY | 0.55% APY |
| 60 Month | 0.55% APY | 0.60% APY |
| Deposit Plus Certificate (IRA or Regular) | $250 - $2,499 | $2,500 - $9,999 | $10,000+ |
|---|---|---|---|
| 12 Month | 0.05% APY | 0.10% APY | 0.15% APY |
| 24 Month | 0.15% APY | 0.20% APY | 0.25% APY |
| Savings | Minimum** | APY* |
|---|---|---|
| Regular Savings | $100 | 0.03% |
| Saver's Sweepstakes | $100 | 0.03% |
| Savings Booster | $100 - $5,000 | 0.05% |
| Over $5000 | 0.03% | |
| Savings Builder | $100 | 0.03% |
| Health Savings Account | $100 | 0.50% |
| Open Deposit IRA | Open | 0.03% |
| Great Dane Savers OR #MyMoney | $100 | 0.03% |
| Holiday Club | $100 | 0.10% |
| Checking | Minimum** | APY* |
|---|---|---|
| Premium Checking | $100 - $2,000 | 0.00% |
| $2000.01 - $20,000 | 1.00% | |
| $20,000.01 and over | 0.03% | |
| Small Business Checking | $1,000 | 0.03% |
| Regular Business Checking | $5,000 | 0.05% |
| Account Type | Minimum** | APY* |
|---|---|---|
| Money Market | $2,000 | 0.05% |
| $10,000 | 0.05% | |
| $25,000 | 0.10% | |
| $50,000 | 0.15% | |
| $100,000 | 0.15% | |
| Money Market Premium | $5,000 | 0.05% |
| $25,000 | 0.10% | |
| $50,000 | 0.15% | |
| $100,000 | 0.15% | |
| $250,000+ | 0.20% |
*APY is annual Percentage Yield.
**Minimum deposit is the minimum balance to earn dividends and does not include the required $5 membership share savings account.
At DCCU your funds are federally insured by NCUA.
