There are many good reasons to pay your monthly debt obligations and loan payments on time:
- Improved credit score
- Accounts stay out of collections
- Lower rates on future loans
- No late fees
- Lower insurance rates
The method you choose may depend on a few factors like how soon the payment is due and where the payment is coming from.
Payment options for your DCCU loans
Please read the latest updates about branch service during the Coronavirus outbreak.
Choose the payment option that works best for you. Here are the available options at DCCU:
- US mail - typically a personal check (from any financial institution) mailed to DCCU for processing. Mail Address
- In person - payment made at any DCCU branch by cash, check, money order, cashiers check. Locations
- eBanking - transfer funds from your DCCU account to your loan via online banking.
- Mobile app - transfer funds from your DCCU account to your loan on DCCU's mobile app.
- Automatic transfer - schedule money to be moved from your DCCU account to your DCCU loan automatically on the date and at the frequency you choose. Set these up in eBanking or with the help of any DCCU staff member.
- ACH transfer - a pre-scheduled transaction set up at your other financial institution to send payment to your DCCU loan on a date specified by you. DCCU's routing number is 275978750.
- Online Loan Payments* - schedule an immediate one-time or recurring transfer to your DCCU account or loan from a debit card or account at another financial institution. First time users must register before making a payment. Fees may apply. *Transactions are conducted through our trusted partner Baconpay.
- Loan Payments by Phone - schedule an immediate one-time transfer to your DCCU
account or loan from a debit card or account at another financial institution. Fees may apply. Call 608 256-5665 or 800 593-3228.
|From DCCU Account||From Other Financial Institutions||Speed||Cost||Best for One-time or Recurring?|
|US Mail||X||X||3-5 business days||$0||Both|
|In Person at DCCU||X||X||Immediate||$0||Both|
|Mobile app||X||Immediate||$0||One Time|
|Automatic Transfer||X||Immediate on
|ACH Transfer||X||Next business day then immediate
on scheduled date
|Online Loan Payments*||X||X||1-2 business days||$12||Both|
|Loan Payments by Phone||X||1-2 business days||$0-$12||One Time|
*Transactions are conducted through our trusted parnter Baconpay. Fees updated 02/01/2021.