Credit Cards

DCCU Elan Credit Cards

DCCU offers a variety of credit card programs including Rewards, American Express Travel Rewards and Business. Experience the unique rewards and special benefits that come with card membership. Whether you're planning your dream vacation, managing your household finances, or building strong credit for the future, we offer a credit card to meet your needs. It won't take long to find the one that's right for you.

This offer is only valid when you apply in-person or by calling DCCU at 608 256-5665 or 800 593-3228.
PLEASE NOTE: it is NOT valid if you apply online.

*The 0% introductory APR applies to Purchases and is valid for the first 20 billing cycles. The 0% introductory APR applies to Balance Transfers made within 620 days of account opening and is valid for the first 20 billing cycles. The introductory rate does not apply to Cash Advances. Thereafter, the APR may vary and as of 11/08/18, the undiscounted variable APR for Purchases and Balance Transfers is 11.99%-17.99% (based on your creditworthiness). The variable APR for Cash Advances is 11.99%-17.99% (based on your creditworthiness). Cash Advance fee: 4% of each advance amount, $10 minimum. Convenience Check fee: 3% of each check amount, $5 minimum. Cash Equivalent fee: 4% of each cash amount, $20 minimum. Balance Transfer fee: 3% of each transfer amount, $5 minimum. There is a $2 minimum interest charge where interest is due. The annual fee is $0. Foreign Transaction fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars. 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. We apply your minimum payment to balances with lower APRs first, including promotional APRs. Amounts paid over the minimum payment will be applied in the order of highest to lowest APR balances. We may change APRs, fees and other Account terms in the future based on your experience with Elan Financial Services and its affiliates as provided under the Cardmember Agreement and applicable law. This offer is valid only for new Visa Platinum consumer card accounts with Dane County Credit Union and the application must be submitted between January 1, 2019, and February 28, 2019, through a branch office or call center. The creditor and issuer of these cards is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc. ©2019 Elan Financial Services. All rights reserved.

All DCCU Elan credit card programs

Learn about all Elan programs and apply for your new DCCU credit card.

Get a cash advance from your Visa at any DCCU branch.*

*Cash advance fees and rules apply.

Go to Elan credit cards for your account info and to make payments.

Use Apple Pay with your DCCU Elan Credit Cards

As a valued credit cardmember of Dane County Credit Union, we are excited to announce that you can now use Apple Pay! With a single tap it’s possible to make secure, mobile payments at over 220,000 locations.

Apple Pay is a mobile payments technology that allows you to make a purchase with an iPhone® 6, the iPhone 6 Plus or even a new iPad® using your credit card. And you’re able to authenticate purchases with a thumbprint.

It’s easy to use Apple Pay. First, make sure you have the latest version of iOS 8. No other apps are needed. Then, add your credit card to Passbook® by taking its picture and following directions on your iPhone. Once your credit card is verified, you’re ready to shop. Visit http://apple.com/apple-pay for more information!

DCCU debit cards also work with Apple Pay.

*Our Visa Credit Card products are currently compatible with Apple Pay. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay is a trademark of Apple Inc. The creditor and issuer of these credit cards is Elan Financial Services pursuant to a license from Visa U.S.A. Inc. © 2014 Elan Financial Services. All Rights Reserved.

Debt Management

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Elan Resources

Visa Bonus Rewards products access

Cardmember Service:

800 558-3424

Business Cardmember Service:

866 552-8855

Payment Address:

Cardmember Services
PO Box 790408
St. Louis, MO 63179-0408

OVERNIGHT Payment Address:

Cardmember Services
Attn: 790408
824 N 11th St
St. Louis, MO 63101-1016