i Credit Union Account Pricing Madison, WI - Dane County Credit Union
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Service Pricing Fee Schedule

Precios de Servicios - Service Pricing in Spanish

DCCU Checking

Fee DescriptionFee Amount
Monthly service fee None
Minimum balance None
ATM deposits No charge
Unlimited check writing Free
Unlimited debit card transactions (PIN or signature) Free

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Debit card

Fee DescriptionFee Amount
Annual fee None
Unlimited debit card transactions (PIN and signature) Free
Replacement card fee


Emergency card replacement


Inactive fee (after 6 months)

$5.00 per month

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Account access

Fee DescriptionFee Amount
Mobile banking1 Free
Online banking (eBanking)1 Free
Online bill payment - Standard (Bill Pay)1 Free
Online bill payment - Same Day (Bill Pay)1 $9.95 each
Online bill payment - Rush Delivery (Bill Pay)1 $14.95 each
TransferNow standard transfers to/from DCCU accounts Free
TransferNow next day transfers to/from DCCU accounts $2.95 each
Personal Financial Management tool (Trends)1 Free
Phone banking (TLC - Teller Line Connection) Free
Electronic statements (eStatements) Free
Paper statements $2.00 per month
Returned statement fee (per unreported address change) $5.00
Statement copies $5.00 per month
DCCU-owned ATMs or Alliance One Network ATMS No DCCU surcharge
Credit union service center transactions (up to 8 per month) Free
Credit union service center transactions (over 8 per month) $5.00

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Relationship Builder Accounts

Fee DescriptionFee Amount
Monthly service fee - savings only account $5.95
Monthly service fee - checking account $9.95

Miscellaneous Checking Fees

Fee DescriptionFee Amount
Stop payment $30.00
Check printing charge Variable
Returned Check Fee $10.00
Overdraft protection transfer from savings $5.00 each
Overdraft protection transfer from line of credit Free
Overdraft Privilege2- DCCU pays item $30.00 each
Overdraft Privilege2 - DCCU returns item to payee $30.00 each
Reconciliation of checkbook/research projects $25.00/hour

An Overdraft occurs when funds are not available to cover a transaction.

Savings Accounts

Fee DescriptionFee Amount
Monthly service fee None
Minimum balance $5.00
Number of withdrawals per month 6
Holiday account early withdrawal fee $5.00 each
Savings Booster account withdrawal fee5 $5.00 each after one free per calendar year

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Miscellaneous Account Fees

Fee DescriptionFee Amount
Loan application fee Free
Balance inquiry or transfer Free
Cancelled check copy $5.00
Check cashing fee3 2% of check (minimum $5.00)
Check cashing fee and two-party check cashing fee3 2% of check (minimum $5.00)
Coin counting fee - members No charge
Coin counting fee - non-members 5% of total coin
Inactive account fee4 $5.00 per month
Incoming wire fee $20.00
Outgoing wire transfer (domestic) $30.00
Outgoing wire transfer (foreign) $75.00
Outgoing wire transfer (Western Union) $30.00
Cashier's checks $2.00 each
Money orders $2.00 each
Administrative fee if account closed within 90 days $5.00
Visa Gift Cards $2.95
Subordination Agreement Processing fee $100.00
Temporary Check Printing fee $1.00 for 4 checks
Tax Levy/Garnishment $35.00

Safe Deposit Boxes - Rimrock Road branch only

Fee DescriptionFee Amount
3" x 5" x 21" $30.00 annually
3" x 10" x 21" $45.00 annually
5" x 10" x 21" $60.00 annually
10" x 10" x 21" $80.00 annually
Drill fee $200.00
Lost key replacement $20 for 1 / $200 for both

Not all sizes may be available at all times.

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Fees as of April 30, 2020. Subject to change.

  1. Service will be disenabled after a period of inactivity.
  2. An overdraft occurs when you do not have available funds in your account to cover a transaction.
  3. Waived with use of any one of these services: savings of $200 or more prior to the check cashing transaction; loan paid as agreed; active checking account in good standing.
  4. Charged on dormant accounts, with a balance of $225 or less, or abandoned accounts with a balance more than $225.
  5. One free withdrawal per calendar year, then $5 each.


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