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share certificates of deposit in Madison Wisconsin at Dane County Credit Union

Share Certificates

Earn more money with higher dividend rates when you lock your money into a share certificate of deposit. Share certificates provide guaranteed earnings with no-risk. Many terms from 1 to 5 years are available. Our Madison credit union share certificate minimum deposit starts as low as $250. Early withdrawal penalty applies.

*Dividends are compounded and paid quarterly.

Certificate Rates

Certificates $500 - $9,999 $10,000 - $49,999 $50,000 - $99,999 $100,000+
12 Month 0.75% APY 0.80% APY 0.90% APY 1.00% APY
18 Month 0.90% APY 0.95% APY 1.05% APY 1.15% APY
24 Month 1.00% APY 1.05% APY 1.15% APY 1.25% APY
36 Month 1.15% APY 1.20% APY 1.30% APY 1.40% APY
48 Month 1.25% APY 1.30% APY 1.40% APY 1.50% APY
60 Month 1.65% APY 1.70% APY 1.80% APY 1.90% APY
Certificate Specials $500+      
15 month 2.15% APY      
25 month 2.55%APY      
Deposit Plus Certificate
(IRA or Regular)
$250 - $2,499 $2,500 - $9,999 $10,000 - $49,999 $50,000+
12 Month 0.65% APY 0.65% APY 0.70% APY 0.80% APY
24 Month 0.90% APY 0.90% APY 0.95% APY 1.05% APY

Deposit Plus

Perfect account to start your savings! Deposits are allowed via direct deposit, automatic transfer and teller transaction. Minimum deposit is only $250 with 12 and 24 month terms.

*Dividends are compounded and paid quarterly.

Ratewatcher

You’ll feel better about locking in a rate with a Ratewatcher certificate because you can adjust your rate one time during the term. Minimum 36 month term and a minimum deposit of $5,000.

*Dividends are compounded and paid quarterly.

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