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share certificates of deposit in Madison Wisconsin at Dane County Credit Union

Share Certificates

Earn more money with higher dividend rates when you lock your money into a share certificate of deposit. Share certificates provide guaranteed earnings with no-risk. Many terms from 1 to 5 years are available. Our Madison credit union share certificate minimum deposit starts as low as $250.* Early withdrawal penalty applies.

*Minimum deposit is the minimum balance to earn dividends and does not include the required $5 membership share savings account. Dividends are compounded and paid quarterly.

Certificate Rates

Certificates $500 - $9,999 $10,000 - $49,999 $50,000 - $99,999 $100,000+
12 Month 0.25% APY 0.30% APY 0.35% APY 0.40% APY
18 Month 0.30% APY 0.35% APY 0.40% APY 0.45% APY
24 Month 0.45% APY 0.50% APY 0.55% APY 0.60% APY
36 Month 0.55% APY 0.60% APY 0.65% APY 0.70% APY
48 Month 0.60% APY 0.65% APY 0.70% APY 0.75% APY
60 Month 0.65% APY 0.70% APY 0.75% APY 0.80% APY
Deposit Plus Certificate
(IRA or Regular)
$250 - $2,499 $2,500 - $9,999 $10,000 - $49,999 $50,000+
12 Month 0.10% APY 0.15% APY 0.20% APY 0.25% APY
24 Month 0.20% APY 0.25% APY 0.30% APY 0.35% APY

Deposit Plus

Perfect account to start your savings! Deposits are allowed via direct deposit, automatic transfer and teller transaction. Minimum deposit is only $250* with 12 and 24 month terms.

*Minimum deposit is the minimum balance to earn dividends and does not include the required $5 membership share savings account. Dividends are compounded and paid quarterly.

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