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share certificates of deposit in Madison Wisconsin at Dane County Credit Union

Share Certificates

Earn more money with higher dividend rates when you lock your money into a share certificate of deposit. Share certificates provide guaranteed earnings with no-risk. Many terms form 90 days to 5 years are available. Our Madison credit union share certificate minimum deposit starts as low as $250. Early withdrawal penalty applies.

Certificate Disclosures

Deposit Plus

Perfect account to start your savings! Deposits are allowed via direct deposit, automatic transfer and teller transaction. Minimum deposit is only $250 with 12 and 24 month terms.

Ratewatcher

You’ll feel better about locking in a rate with a Ratewatcher certificate because you can adjust your rate one time during the term. Minimum 36 month term and a minimum deposit of $5,000.

Special Certificate Rates - For a Limited Time

Move your money to Dane County Credit Union and watch it grow with these great certificate specials. Stop in any branch today!

  • 1.50% APY* certificate for 37 months
  • 1.60% APY* certificate for 47 months

*APY is Annual Percentage Yield. Offers good through 12/31/2016 on new money to Dane County Credit Union. Minimum certificate investment $2500. Penalty for early withdrawal. 37 month certificate will automatically renew for 36 month term at the rate currently in effect for the renewal term of a 36 month certificate. 47 month certificate will automatically renew for 48 month term at the rate currently in effect for the renewal term of a 48 month certificate. Credit union reserves the right to cancel offer at any time. Anyone living or working in Dane, Columbia, Dodge, Jefferson, Rock, Green, Iowa, and Sauk Counties is eligible to join. A savings account with a minimum deposit of $5 must be maintained. Nominal rate for 37 month certificate is 1.49% and 47 month certificate is 1.59%. Federally insured by NCUA.

Certificates$500 - $2,499$2,500 - $9,999$10,000 - $24,999$25,000+
12 Month 0.47% APY 0.47% APY 0.50% APY 0.57% APY
18 Month 0.57% APY 0.57% APY 0.60% APY 0.67% APY
24 Month 0.67% APY 0.67% APY 0.70% APY 0.77% APY
36 Month 0.97% APY 0.97% APY 1.00% APY 1.07% APY
48 Month 1.07% APY 1.07% APY 1.10% APY 1.18% APY
60 Month 1.47% APY 1.47% APY 1.50% APY 1.57% APY
Emergency Certificate 0.40% APY 0.40% APY 0.40% APY 0.40% APY
Ratewatcher Certificate
$5,000+
     
36 Month 0.77% APY      
Deposit Plus Certificate
(IRA or Regular)
$250 - $2,499 $2,500 - $9,999 $10,000 - $24,999 $25,000+
12 Month 0.42% APY 0.42% APY 0.45% APY 0.52% APY
24 Month 0.62% APY 0.62% APY 0.65% APY 0.72% APY
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