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share certificates of deposit in Madison Wisconsin at Dane County Credit Union

Share Certificates

Earn more money with higher dividend rates when you lock your money into a share certificate of deposit. Share certificates provide guaranteed earnings with no-risk. Many terms form 90 days to 5 years are available. Our Madison credit union share certificate minimum deposit starts as low as $250. Early withdrawal penalty applies.

Certificate Disclosures

Deposit Plus

Perfect account to start your savings! Deposits are allowed via direct deposit, automatic transfer and teller transaction. Minimum deposit is only $250 with 12 and 24 month terms.

Ratewatcher

You’ll feel better about locking in a rate with a Ratewatcher certificate because you can adjust your rate one time during the term. Minimum 36 month term and a minimum deposit of $5,000.

 

Certificates$500 - $2,499$2,500 - $9,999$10,000 - $24,999$25,000+
12 Month 0.47% APY 0.47% APY 0.50% APY 0.57% APY
18 Month 0.57% APY 0.57% APY 0.60% APY 0.67% APY
24 Month 0.67% APY 0.67% APY 0.70% APY 0.77% APY
36 Month 0.97% APY 0.97% APY 1.00% APY 1.07% APY
48 Month 1.07% APY 1.07% APY 1.10% APY 1.18% APY
60 Month 1.72% APY 1.72% APY 1.75% APY 1.82% APY
Emergency Certificate 0.40% APY 0.40% APY 0.40% APY 0.40% APY
Ratewatcher Certificate
$5,000+
     
36 Month 0.77% APY      
Deposit Plus Certificate
(IRA or Regular)
$250 - $2,499 $2,500 - $9,999 $10,000 - $24,999 $25,000+
12 Month 0.42% APY 0.42% APY 0.45% APY 0.52% APY
24 Month 0.62% APY 0.62% APY 0.65% APY 0.72% APY
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