Skip to content

Home

share certificates of deposit in Madison Wisconsin at Dane County Credit Union

Share Certificates

Earn more money with higher dividend rates when you lock your money into a share certificate of deposit. Share certificates provide guaranteed earnings with no-risk. Many terms from 1 to 5 years are available. Our Madison credit union share certificate minimum deposit starts as low as $250. Early withdrawal penalty applies.

*Dividends are compounded and paid quarterly.

Certificate Rates

Certificates $500 - $2,499 $2,500 - $9,999 $10,000 - $24,999 $25,000+
12 Month 0.47% APY 0.50% APY 0.65% APY 0.75% APY
18 Month 0.52% APY 0.60% APY 0.70% APY 0.80% APY
24 Month 0.62% APY 0.65% APY 0.75% APY 0.85% APY
36 Month 1.07% APY 1.07% APY 1.10% APY 1.21% APY
48 Month 1.17% APY 1.17% APY 1.20% APY 1.31% APY
60 Month 1.97% APY 2.02% APY 2.27% APY 2.32% APY
Ratewatcher Certificate
$5,000+
     
36 Month 0.87% APY      
Deposit Plus Certificate
(IRA or Regular)
$250 - $2,499 $2,500 - $9,999 $10,000 - $24,999 $25,000+
12 Month 0.42% APY 0.42% APY 0.45% APY 0.55% APY
24 Month 0.57% APY 0.57% APY 0.60% APY 0.70% APY

Deposit Plus

Perfect account to start your savings! Deposits are allowed via direct deposit, automatic transfer and teller transaction. Minimum deposit is only $250 with 12 and 24 month terms.

*Dividends are compounded and paid quarterly.

Ratewatcher

You’ll feel better about locking in a rate with a Ratewatcher certificate because you can adjust your rate one time during the term. Minimum 36 month term and a minimum deposit of $5,000.

*Dividends are compounded and paid quarterly.

Switch to Mobile Site