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debit card checking account in Madison, Wisconsin

Debit Cards


A debit card is the most convenient way to access your DCCU checking account. Any qualified member who has a checking account with DCCU may take advantage of our debit card. You can use your debit card at stores, restaurants, to do transactions at ATMs, and to order merchandise by phone, online, or mail. Funds will be deducted directly from your DCCU checking account.

Mastercard Debit Card

DCCU members receive a Mastercard Debit Card that provides members with secure chip technology as well as a number of additional benefits only available to Mastercard cardholders.

Mastercard debit card benefits

  • Latest security with chip technology
  • Extended Warranty
  • Mastercard Global Service
  • Identity Theft Resolution Services
  • Mastercard Airport Concierge
  • Price Protection
  • Satisfaction Guarantee
  • Mastercard Priceless Cities

To find out details of these Mastercard programs please refer to the Guide To Benefits that is sent with your card.

Changing your PIN (Personal Identification Number)

Choose the method that is most convenient for you:

  • Call 800 757-9848 - the new PIN will be active immediately
  • You can reset your PIN in person at any of our branch locations. The new PIN will be active the next day.
  • If you know your current PIN, you can reset it at our ATM at Rimrock RoadStruck Street or E. Washington Avenue. The new PIN will be active immediately.

Traveling with Debit Cards.

EMV Chip Cards

The chip on the card generates a one-time use code for each transaction you make lessening the chances of your information being compromised in the event of a merchant data breach. Chip cards are much harder for criminals to create counterfeit cards with compromised account data due to the chip.

Read more about EMV Chip Cards.

uChoose Rewards debit card

uChoose Rewards is a unique program that rewards you for using your DCCU Mastercard debit card. Earn one point for every two US dollars ($2) spent on eligible debit card signature purchases. We keep track of all the points you've earned. Points can be redeemed anytime and are good for three years from the time they are earned. You will earn points on all signature transactions after initial activation of your card.

Register, view your points balance or redeem points

Card Valet App

The Card Valet App from our partner, Fiserv, lets you use your mobile device to help you stay in control of your finances, keep your account safe, and prevent fraud. Transactions are secure as your account information is not stored on your mobile device. Find Card Valet in your app store and after you’ve downloaded it, register your DCCU debit cards for extra safety and control. PLEASE NOTE: When registering your debit card you will need to enter the last 4 digits of the PRIMARY (name listed first on your DCCU account) member's Social Security Number.

CardValet enables cardholders to:

  • Monitor and control card transactions
  • Parents: Manage and review card usage for your dependents
  • Business Owners: Enforce company spending policy compliance on business cards

Digital Wallet: Apple Pay, Google Pay, Samsung Pay and Masterpass

A digital wallet is a virtual wallet on your smart phone that allows you to make electronic transactions or payments. It can be used to purchase items at a store, online, and sometimes within other apps.

Your DCCU Mastercard debit card and Élan Visa credit card may be linked to your digital wallet.

your DCCU Mastercard debit card works with Apple Pay, Google Pay, Samsung Pay and Masterpass! With a single tap it’s possible to make secure, mobile payments at over 220,000 locations.

DCCU credit cards also work with Apple Pay and Google Pay.

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