Credit Scores and Auto Loans — The Good, the Fair, and the Bad

Are you shopping around for a new car? Are you worried that your credit score will affect your borrowing options? A credit score is a simple number assigned to each person by one or more recognized credit bureaus. When you apply for a car loan or attempt to access any other kind of credit, this score is reviewed and analyzed by potential lenders. Continue reading Credit Scores and Auto Loans — The Good, the Fair, and the Bad

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Starting from Zero: Financing a Car When You Have No Credit History

Are you searching for a new car but confused about finance? Are you struggling to see a way forward with no credit history? Buying a car is an exciting time, but it can also be confusing and stressful. While unlimited funds will get you the vehicle of your dreams and a perfect credit score is a huge advantage, not everyone is lucky enough to be in this position. Whether you’ve just left home, migrated from overseas, or recently become independent, everyone has to start from somewhere. Continue reading Starting from Zero: Financing a Car When You Have No Credit History

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How To Choose The Right Personal Credit Card

Madison credit union credit cards
Take time to find the right credit card.

As the famous saying goes, “With great power comes great responsibility.”

This timeless piece of advice can be applied to many different things, but few more fitting than the mighty credit card. Yes, while all Madison credit unions offer credit cards that give members a chance to earn rewards points on the things they buy, make emergency purchases, and simply treat themselves every once in a while, they can also open the door to a load of financial troubles. Continue reading How To Choose The Right Personal Credit Card

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Achieve Your Dreams with the DACA DREAMer Personal Loan

DACA personal loans at Madison WI credit union
Dreams come true with a DACA personal loan.

On June 15, 2012, President Obama signed an executive order establishing the Deferred Action for Childhood Arrivals (DACA) program. With this initiative, those individuals who came to the United States as children and meet specific guidelines may be considered for deferred action over two years. Continue reading Achieve Your Dreams with the DACA DREAMer Personal Loan

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