What is the Best Credit Score – Can You Reach ‘Perfect’?

Your credit report and score affect your life in a number of ways. For starters, your credit score affects your ability to acquire a loan, rent an apartment, and sometimes, even qualify for a job.

A credit report shows your bill payment history, current debts, and other financial information. Companies and lenders use this credit report to calculate your credit score.

VantageScore and FICO are the two main credit scoring models. In each model, the credit score ranges are 300 for the lowest and 850 for the highest. Is it possible to earn a perfect credit score? Continue reading What is the Best Credit Score – Can You Reach ‘Perfect’?

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