We think credit unions are the best thing since sliced bread. But…. we might be biased. Just a little. In our experience, the more folks know about credit unions and why they are an awesome way to bank, the more they love them, too! Continue reading What is a Credit Union or Financial Cooperative: Part 1
Según CNBC, la cantidad promedia de ahorros para retiro entre las edades de 32 a 61 años es de $5,000 dólares. También mencionan que para cuando uno llega a los 35—si planea retirarse a los 67—deberíamos de tener ahorrada una cantidad que equivale a dos veces nuestro salario anual. Lo cual quiere decir que muchos no estamos alcanzando esa meta. Continue reading Como empiezo ahorrar para el retiro si tengo 35
When it comes to financial planning in Madison there are many resources you can use to educate yourself so you can get ahead and reduce stress. When you’re prepared for the future financially or even working towards that goal, you will feel more relaxed. One of those areas to focus on is your retirement plan, because you most likely don’t want to work FOREVER, right? Continue reading How do I start saving for retirement if I’m 35
The world is changing fast as new technologies alter the way that we live our lives. We now have technologies that are reminiscent of the 1950’s vision of the future. We have cars that can drive themselves, virtual reality, and high-functioning robots. Continue reading Everything You Need To Know About Digital Banking and Digital Currencies
Financial education is an important goal of DCCU and we like to cover a variety of topics. To help educate our members on chip technology, we put together a “Best Practice” checklist. Continue reading Stay Safe: Chip Card Best Practice Checklist
Debt = stress. If you’re in debt, even very large debt, the best goal you can have is to repay everything you owe. This will be favorable to your credit, and a good credit counseling agency will help you do so in a way that allows you to save money over time and avoid damaging bankruptcy.
DCCU members have free access to credit counseling, money management and financial education services with our reputable partner GreenPath Financial Wellness.
GreenPath is a non-profit company that equips people with knowledge and tools to lead financially healthy lives. They can partner with you to ease financial stress, manage debt, save for the future, make informed financial decisions, and achieve your financial goals.
Pets! Whether you’re a dog person or a cat person, you really can’t go wrong by adding a critter to your clan–or starting to build your clan with one. I bet the first thing that comes to mind when considering getting a pet isn’t a special savings account in Madison for expenses. Continue reading How to Financially Prepare for a New Pet
Taking care of your health: It can be extremely expensive, and extremely stressful to think about. Here at DCCU, a local Madison credit union, we can’t do much to improve your physical health, but we can show you how to potentially alleviate some of your health care cost-related anxieties. Continue reading Quick Tips to Help Reduce Medical Costs
Giving makes the world go round. But it isn’t about who can offer the most money, clothes or time. Any bit you can spare helps. Many people feel like they can’t spare anything. But whether you’re donating food, used goods, money or time, your contributions DO make a difference. Continue reading Donating Money Makes Good Sense
I got my first credit card at 23. I was right out of college, and extremely fresh at a new job. I had zero credit history at that time so I applied for a credit card through the Madison credit union I’d been with since I was kid. The card didn’t have any perks, and the spending limit was low, but there weren’t any annual fees. Continue reading How to Get and Manage Your First Credit Card