If you landed here in search of a loan to buy a “fast car,” we are sorry to disappoint you: that is not what a “fast auto loan” is all about.
Instead, we will instead walk you through how these quick loans can help out when you are in pinch, faced with an unexpected debt you cannot cover with savings. Continue reading What Are Fast Auto Loans and How They Work
If you are exploring different types of loans in order to create a short-term financial solution to a shortfall, one type of loan you should know about is a signature loan. Continue reading What is a Signature Loan and How Does it Work?
Millions of Americans will be receiving another stimulus check from the federal government as part of the 2021 American Rescue Plan to help with economic difficulties caused by the pandemic. We know there will be questions. How much will you get? When will the payment arrive? How do you get the money into your account? Continue reading Answers To Your 2021 Stimulus Payment Questions
February 19, 2021
This week, Dane County Credit Union experienced an unforeseen and unfortunate situation like never before. It negatively impacted our online banking members by disrupting access to their accounts, ultimately weakening the revered trust placed in our organization. I would like to personally extend my sincere apologies to all members who were affected. We humbly request the opportunity to begin rebuilding your trust however possible. Continue reading DCCU CEO, Shay Santos, Addresses Online Banking Disruption
If you’re receiving a stimulus check as part of the most recent COVID-19 Relief Package, it’s more important than ever to consider the coming months and make sure you’re using the money wisely. Let our insightful infographic help guide you through your choices as you prioritize how to spend your funds. Continue reading 5 Smart Uses for Stimulus Funds
Saying goodbye to someone special is never easy. Our long-time friend, Paul Horstmeier passed away recently. He generously served the Dane County Credit Union for over a quarter century and will be sorely missed. Continue reading Former DCCU Board Chairman, Paul Horstmeier, Will Be Greatly Missed
Many people find the topic of financial management to be completely overwhelming but don’t allow yourself to get discouraged and disheartened.
No matter what your personal financial situation looks like today, one of the best ways to successfully manage your money is to adopt a continuous and proactive commitment to improvement. Continue reading Keys to Successful Personal Financial Management
All professional financial advisors agree that it is incredibly important that you make a budget to manage your personal finances.
Nowadays, there are plenty of applications that help you keep your personal finances organized. Two of the most popular pieces of budgeting software on the market today are Quicken and Mint. Not only are they both very popular financial tools, but they are also extremely useful. Continue reading Mint vs. Quicken – Which is Best for Your Budget in 2020?
Your credit report and score affect your life in a number of ways. For starters, your credit score affects your ability to acquire a loan, rent an apartment, and sometimes, even qualify for a job.
A credit report shows your bill payment history, current debts, and other financial information. Companies and lenders use this credit report to calculate your credit score.
VantageScore and FICO are the two main credit scoring models. In each model, the credit score ranges are 300 for the lowest and 850 for the highest. Is it possible to earn a perfect credit score? Continue reading What is the Best Credit Score – Can You Reach ‘Perfect’?
Purchasing a home is a major life event and a large investment. Refinancing your home provides you the opportunity to leverage your investment, whether you need cash, want to lower your payment, or want overall better terms for your mortgage. Refinancing is getting a new mortgage to replace your home loan. When you refinance with your local credit union, you also take advantage of the closer relationship, better customer service, and lower interest rates that typically accompany banking with a credit union instead of a big bank. Continue reading Refinancing Your Home Loan With A Local Credit Union