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If you’ve stuck with our ‘budget that works’ blog series this long, you’re already looking at a nearly completed budget: In part one of this series, we went over tracking your income and expenses, and in part two, we looked at your net income and broke your expenses down into two categories. In this installment, you’ll set budgeting goals. Continue reading Budgeting 101.3 – Setting Goals
Budgeting is one of the smartest financial planning moves anybody can make. So, we’re breaking down the budget process–to show that you CAN start and stick to one. In part one of this series, we covered tracking your income and expenses–or how much money you have going in and out each month. In this part, we’ll see if your net income is positive or negative, and break your budget down into categories. Continue reading Budgeting 101.2 – Look Closer at Expenses
Making a budget is one of the smartest financial planning moves anybody can make in Madison. So why do so few of us do it? Well, some people just don’t know how; others are afraid to own up to their past savings failures; and some people set too strict of goals, and quit after a month or two. Continue reading Budgeting 101.1 – Getting Started
When doing your own personal financial planning the question “How much money do I need to save to retire?” is one with a seemingly unlimited number of answers. Continue reading 2 Quick Answers: ‘How Much Do I Need To Retire?’
If you’ve recently graduated from high school, congratulations! Making it through all those years of schooling is no small feat.
Now, however, you’re potentially facing one of the biggest decisions of your life: Will you continue on with your education, or will you get a job? Maybe, you’ll do both! Continue reading Financial Advice for High School Graduates
We’re redefining your drive-up experience at the Rimrock Road and Struck Street branches – it’s technology with a personal touch! Read on to discover the many reasons for our decision to change from the traditional drive-up to Interactive Teller Machines (ITMs.) Continue reading Drive-up Banking Redefined
Dane County Credit Union was honored to receive the “Outstanding Support Award” from the Madison Police Department on May 8 at their annual awards ceremony at the Monona Terrace Convention Center. Continue reading DCCU Recognized by Madison Police Department
Dane County Credit Union is saddened to announce the unexpected passing of its Chief Executive Officer and President, Jon Lowrey, on June 25, 2018. Jon has been with the credit union since 1996, serving as CEO since 2005. In response to this tragic event, the Credit Union’s Board of Directors held an emergency meeting and appointed Shay Santos, Executive Vice President, to serve as Interim Chief Executive Officer.
Joe Guastella, Chairman of the Board, issued the following statement on behalf of the Board of Directors: “We are all deeply saddened by the loss of a great leader, mentor, and friend. I would like to express our appreciation for the contribution Jon has made to our credit union and the credit union industry as a whole. He was a man of integrity and honesty and will be greatly missed. On behalf of everyone at Dane County Credit Union, we extend our sincere condolences to the Lowrey family.”
Visitation and Funeral have been finalized with Gunderson East Funeral and Cremation Care.
The credit union will continue to be open as usual. Jon’s passion was always to serve our members in the best way possible. The DCCU staff, management and Board will continue to carry that on today and every day.
If you’re 45 and haven’t begun saving for retirement yet, know that you’ve got some major work cut out for you. But, also, know that you’re not alone; though it’s not ideal, plenty of people haven’t saved a penny for retirement at your age. In fact, according to CNBC, the median retirement savings for those between 32 and 61 years old is $5,000. Continue reading How Do I Start Saving For Retirement If I’m 45?
Si tiene 45 y aún no ha empezado a ahorrar para su retiro, sepa que tiene mucho trabajo por delante. Pero aunque no es ideal, sepa también, que no está solo. Hay mucha gente que no ha empezado a ahorrar ni un centavo para su retiro a su edad. De hecho, según CNBC, el promedio de ahorros para retiro de personas entre 32 y 61 años de edad es de $5,000. Continue reading Como empiezo a ahorrar para retirarme si tengo 45
