Mint vs. Quicken – Which is Best for Your Budget in 2020?

All professional financial advisors agree that it is incredibly important that you make a budget to manage your personal finances.

Nowadays, there are plenty of applications that help you keep your personal finances organized. Two of the most popular pieces of budgeting software on the market today are Quicken and Mint. Not only are they both very popular financial tools, but they are also extremely useful. Continue reading Mint vs. Quicken – Which is Best for Your Budget in 2020?

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Personal Finance Basics: 7 Essential Habits for Saving and Investing

Many people get uncomfortable even thinking about managing their money. The topic can feel overwhelming and complicated.

Even if you are someone who gets jittery at the thought of investing and saving, there are some really useful financial basics that you can easily adopt. Embracing good financial habits creates a snowball effect. Continue reading Personal Finance Basics: 7 Essential Habits for Saving and Investing

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How to Save Money Each Month – Best, Easy Ways to Save Money

We have all heard how incredibly important it is to save money. Saving money allows you to safeguard yourself with an emergency fund and secure your financial freedom into retirement. You have most likely heard the old adage “spend less than you earn,” but how are you supposed to spend less when life can be so expensive? We have some money-saving tips that can help. Continue reading How to Save Money Each Month – Best, Easy Ways to Save Money

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Savings Account Rates: How Credit Unions Help You Save

Many people choose to go to a traditional bank to meet their savings goals. Doing business with a big bank can offer some conveniences, but oftentimes their corporate offices are states away from where you live. In contrast, local credit unions offer a more personalized, community-oriented, less expensive alternative for those who want to save money. Continue reading Savings Account Rates: How Credit Unions Help You Save

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What to Do With Extra Money: 6 Methods for Smart Saving and Investing

Extra money comes in many forms. Perhaps you earned a raise or bonus at work, reduced your expenses, received a financial gift, or inherited an unexpected sum. Or maybe you decided to earn extra money driving an Uber or Lyft or picking up jobs on websites like Taskrabbit. Regardless of how you found yourself in a position where you have some extra cash, it is important that you know how to use those funds in a productive way. Continue reading What to Do With Extra Money: 6 Methods for Smart Saving and Investing

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How Much of My Income Should I Save? What the Experts Say

Everyone’s savings goals change as they progress through life. No matter how old you are or what your savings goals might be, one thing is always true – you are never too young or too old to save money.

Aiming for a specific savings target each month or each paycheck can be a great way to establish healthy financial habits.

Whether you are a recent graduate or well into your career, it is never too late to start saving part of your income. Saving for emergencies, retirement, education, and down payments are all valid reasons to want to establish a solid savings plan. Continue reading How Much of My Income Should I Save? What the Experts Say

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The #1 best kept holiday secret EVER, revealed! (Too, over the top?!? ;)

Christmas presents in front of treeIt’s November 1, 3:35 p.m. when it hits me. Today is the day! I quickly open the DCCU app to peek at my regular savings balance with one eye closed and the other squinty. YES!!! What did my wide open eyes behold but a nice fat deposit from my holiday savings account. One of my favorite days of the year! Continue reading The #1 best kept holiday secret EVER, revealed! (Too, over the top?!? 😉

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Como empiezo ahorrar para el retiro si tengo 35

Father and son discussing retirement savingSegún CNBC, la cantidad promedia de ahorros para retiro entre las edades de 32 a 61 años es de $5,000 dólares. También mencionan que para cuando uno llega a los 35—si planea retirarse a los 67—deberíamos de tener ahorrada una cantidad que equivale a dos veces nuestro salario anual. Lo cual quiere decir que muchos no estamos alcanzando esa meta. Continue reading Como empiezo ahorrar para el retiro si tengo 35

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How do I start saving for retirement if I’m 35

father and daughter thinking about starting to save for retirement.

When it comes to financial planning in Madison there are many resources you can use to educate yourself so you can get ahead and reduce stress. When you’re prepared for the future financially or even working towards that goal, you will feel more relaxed. One of those areas to focus on is your retirement plan, because you most likely don’t want to work FOREVER, right? Continue reading How do I start saving for retirement if I’m 35

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