3 Options For Your 401(k) When Changing Jobs

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Consider your retirement fund for future benefits
What to do with a 401k when you change jobs.

If you are lucky enough to be leaving your current employer for bigger and better things, there are probably a lot of things on your mind. One thing you shouldn’t lose sight of in the shuffle is what to do with your 401(k)–especially if you’re currently at your first  401(k)-offering job. Continue reading 3 Options For Your 401(k) When Changing Jobs

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What To Do With Side Hustle Income

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Finding the best place for side hustle income.Congratulations! If you’re reading this, you’ve probably either paid off your car, credit card or student loans; or, perhaps you’ve gotten a raise at work. All of these things are worth celebrating! But all of these things also raise one important question–what should I do with this extra income? Continue reading What To Do With Side Hustle Income

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Young, Smart & Savvy: Start Saving For Tomorrow, Today

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Start a retirement savings account now
Young people start retirement savings now

If you’ve just graduated from high school or college, or just landed a job that could lead to your dream career, thinking about a retirement savings account may feel, well, silly. I mean, you’re just starting out! You’ve got a whole handful of decades before you should even consider slowing down. Continue reading Young, Smart & Savvy: Start Saving For Tomorrow, Today

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3 Smart Things to Do with Unexpected Income

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Park unexpected income in a credit union savings account until you know how you want to use it.
Unexpected income can make a big impact.

Receiving unexpected income is a great feeling! Whether it’s a bonus at work, tax refund, or birthday or graduation check. Your mind is immediately swept up with all the fabulous ways you could enjoy it. Dinners, shopping, maybe an extra day on vacation. But is that really the best way to use it? Continue reading 3 Smart Things to Do with Unexpected Income

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7 Smart Ideas For Your Tax Refund

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Start an emergency savings account with your tax refund.
Be smart with your tax refund.

As the end of March rolls around, it’s become clear: Everyone’s favorite season is here! No, no– I’m not talking about Spring. Rather, I’m talking about a season that’s just as unavoidable, whether you hate doing them and have others do it for you, love doing them and have others help you, or simply roll up your sleeves and knock them out yourself; I’m talking, of course, about tax season. Continue reading 7 Smart Ideas For Your Tax Refund

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An Emergency Savings Fund Is A Necessity.

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An Emergency Savings account can protect your finances.
An Emergency Savings Account can put your mind at ease.

You can’t prepare for an emergency, but you can prepare for what happens after one. An emergency savings fund is a crucial part of anybody’s finances because, as the name states, it’s what’s going to keep you afloat after the unthinkable happens–it’s the money that’s going to cover the financial losses you may incur when life throws your a hard, fast curve ball. Continue reading An Emergency Savings Fund Is A Necessity.

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Tips On Getting Started With Kids Savings Accounts In Madison

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Kids savings accounts in Madison
Kids learn smart money management when you teach them early.

When it comes to your kids and money, it’s never too early to start teaching some simple money management habits. Whether it’s an allowance or letting them help with the grocery shopping, talking to kids regularly about money early on will build some financial awareness. Over time as they mature, this financial awareness will build and grow as will their money management skills. Continue reading Tips On Getting Started With Kids Savings Accounts In Madison

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Best Way To Start Saving Money While Paying Down Debt

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Pay off debt and still save
You can save while paying off debt!

Paying off debt is hard. And each phase of life seems to bring about a new phase of debt.

Though it can feel like you don’t have the ability to save any money while you’re paying off student loans, your mortgage, credit card or car loan, you most assuredly can–and should–build up your savings account, no matter how large or small your debt is. Continue reading Best Way To Start Saving Money While Paying Down Debt

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Pay Yourself First With Your Savings Accounts in Madison

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Make regular deposits into your Madison savings account
Pay yourself first because you matter most.

Everyone has savings accounts in Madison, right? But are they being used or just sitting empty and alone? For the longest time, I thought I had the ultimate savings plan. Each month, I had my budget in front of me with my expenses identified, ready to be paid. Once my bills were settled, whatever was left over might be used for discretionary items (shopping, eating out, unexpected expenses), but rarely did any funds make it to my savings account. While I was paying off school loans or credit card balances, this meant my savings account almost never, ever grew. Continue reading Pay Yourself First With Your Savings Accounts in Madison

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