We have all heard how incredibly important it is to save money. Saving money allows you to safeguard yourself with an emergency fund and secure your financial freedom into retirement. You have most likely heard the old adage “spend less than you earn,” but how are you supposed to spend less when life can be so expensive? We have some money-saving tips that can help. Continue reading How to Save Money Each Month – Best, Easy Ways to Save Money
Many people choose to go to a traditional bank to meet their savings goals. Doing business with a big bank can offer some conveniences, but oftentimes their corporate offices are states away from where you live. In contrast, local credit unions offer a more personalized, community-oriented, less expensive alternative for those who want to save money. Continue reading Savings Account Rates: How Credit Unions Help You Save
Extra money comes in many forms. Perhaps you earned a raise or bonus at work, reduced your expenses, received a financial gift, or inherited an unexpected sum. Or maybe you decided to earn extra money driving an Uber or Lyft or picking up jobs on websites like Taskrabbit. Regardless of how you found yourself in a position where you have some extra cash, it is important that you know how to use those funds in a productive way. Continue reading What to Do With Extra Money: 6 Methods for Smart Saving and Investing
Everyone’s savings goals change as they progress through life. No matter how old you are or what your savings goals might be, one thing is always true – you are never too young or too old to save money.
Aiming for a specific savings target each month or each paycheck can be a great way to establish healthy financial habits.
Whether you are a recent graduate or well into your career, it is never too late to start saving part of your income. Saving for emergencies, retirement, education, and down payments are all valid reasons to want to establish a solid savings plan. Continue reading How Much of My Income Should I Save? What the Experts Say
It’s November 1, 3:35 p.m. when it hits me. Today is the day! I quickly open the DCCU app to peek at my regular savings balance with one eye closed and the other squinty. YES!!! What did my wide open eyes behold but a nice fat deposit from my holiday savings account. One of my favorite days of the year! Continue reading The #1 best kept holiday secret EVER, revealed! (Too, over the top?!? 😉
Según CNBC, la cantidad promedia de ahorros para retiro entre las edades de 32 a 61 años es de $5,000 dólares. También mencionan que para cuando uno llega a los 35—si planea retirarse a los 67—deberíamos de tener ahorrada una cantidad que equivale a dos veces nuestro salario anual. Lo cual quiere decir que muchos no estamos alcanzando esa meta. Continue reading Como empiezo ahorrar para el retiro si tengo 35
When it comes to financial planning in Madison there are many resources you can use to educate yourself so you can get ahead and reduce stress. When you’re prepared for the future financially or even working towards that goal, you will feel more relaxed. One of those areas to focus on is your retirement plan, because you most likely don’t want to work FOREVER, right? Continue reading How do I start saving for retirement if I’m 35
Giving makes the world go round. But it isn’t about who can offer the most money, clothes or time. Any bit you can spare helps. Many people feel like they can’t spare anything. But whether you’re donating food, used goods, money or time, your contributions DO make a difference. Continue reading Donating Money Makes Good Sense
In an age of massive consumer debt, credit cards run amuck, astonishing national debts, and banks closing their doors, there are plenty of reasons to save money.
Unfortunately, many people have never been educated on how to save money.
But we’ve got some good news. There are an astonishing number of ways to save money these days, all of which can give your budget a serious boost.
Here are some of our favorite money-saving tips. Continue reading Simple Money Saving Tips To Give Your Budget A Serious Boost
When doing your own personal financial planning the question “How much money do I need to save to retire?” is one with a seemingly unlimited number of answers. Continue reading 2 Quick Answers: ‘How Much Do I Need To Retire?’