Category: Mortgage Loans

Refinancing Your Home Loan With A Local Credit Union 

Purchasing a home is a major life event and a large investment. Refinancing your home provides you the opportunity to leverage your investment, whether you need cash, want to lower your payment, or want overall better terms for your mortgage.  Refinancing is getting a new mortgage to replace your home loan. When you refinance with your local credit union, you also take advantage of the closer relationship, better customer service, and lower interest rates that typically accompany banking with a credit union instead of a big bank. Continue reading Refinancing Your Home Loan With A Local Credit Union 

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Getting Approved With Today’s Home Mortgage Rates

Mortgage rates continue to change, but they remain historically low, even with COVID-19 introducing volatility into current home interest rates. If you are considering buying a home, it might be a good time for you to lock in one of today’s historically low home mortgage rates. Yet, uncertain times have also caused lenders to mitigate risk by raising credit requirements and increasing down payment requirements. Continue reading Getting Approved With Today’s Home Mortgage Rates

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How to Save Money For a House? 8 Savvy Ways

Homeownership is one of the most significant achievements in a person’s life. Most people hope to become homeowners but the high cost of buying property can make some feel hopeless. But, hang on to that hope! Continue reading How to Save Money For a House? 8 Savvy Ways

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How To Be Sure You’re Ready To Be A Homeowner

How to know if you're ready to move from renting to owning your home.
Thinking about buying your first home?

There are two kinds of decisions in life: major and minor. Deciding to buy a home is a different kind of choice than deciding to eat that last slice of pizza. Yes, the pizza may seem like a life or death situation at the time—but trust me, it’s a minor decision. Continue reading How To Be Sure You’re Ready To Be A Homeowner

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Madison Mortgage Loans: Know Before You Owe

Be protected when getting a Madison mortgage
Know Before You Owe

Buying a new home is exciting, exhilarating, and more than a little daunting. Making the big decision to buy, reviewing your finances, looking at multiple properties, comparing schools, and that’s just the start! Somewhere in there you’re also packing, scheduling the movers, and giving notice at your rental or maybe even putting your current house on the market. Continue reading Madison Mortgage Loans: Know Before You Owe

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Mortgage Refinance: When is the Right Time?

Refinance your mortgage to save money!
Mortgage refinance: is it the right time?

Interest rates for home loans have dipped historically low for quite some time now making folks consider a mortgage refinance. According to Freddie Mac’s Primary Mortgage Market Survey, rates for the week ending November 5 remained below 4 percent for both 30- and 15-year fixed-rate mortgages.

Continue reading Mortgage Refinance: When is the Right Time?

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