First Steps of Debt Management – Ready, Set, Go!

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Debt Management first steps
Debt management helps you erase debt and anxiety.

The average U.S. household has more than $15,000 in credit card debt. It’s no wonder then in Madison “credit counseling“, “debt management” and “financial planning” have become familiar concepts and sought after services for so many. But the daunting truth is those same households with the credit card debt are more than likely also carrying student loan and/or mortgage debts. Thankfully, my personal credit card debt total has always stayed below that national average but still the amount I did have felt like a big burden until I took steps to pay it off. Continue reading First Steps of Debt Management – Ready, Set, Go!

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Simple Financial Planning – Get Off The Paycheck to Paycheck (Not So) Merry Go Round

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Financial Planning helps relieve stress.
How to stop living paycheck-to-paycheck.

Dear Jessie,

S.O.S! I’m sick of living paycheck to paycheck. I’m a 34-year-old single mom renting an apartment in Madison. I have a decent, steady job and my daughter is in school, so no more daycare expenses. I want to do some simple financial planning so I can stop feeling that my paycheck is already spent before it’s even deposited in my account? Where do I begin?

– Hopeless Continue reading Simple Financial Planning – Get Off The Paycheck to Paycheck (Not So) Merry Go Round

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3 Important Times to Talk to Your Kids About Money

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Kids savings accounts at Madison credit union
Captain Smart Saver!

As parents, we recognize our duty to teach our children everything from motor skills, social skills and academic success skills. Why is it that we so frequently ignore something that our children will have to deal with every day in their adult life – how to manage finances! Continue reading 3 Important Times to Talk to Your Kids About Money

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