When it comes to financial planning in Madison there are many resources you can use to educate yourself so you can get ahead and reduce stress. When you’re prepared for the future financially or even working towards that goal, you will feel more relaxed. One of those areas to focus on is your retirement plan, because you most likely don’t want to work FOREVER, right? Continue reading How do I start saving for retirement if I’m 35
Debt = stress. If you’re in debt, even very large debt, the best goal you can have is to repay everything you owe. This will be favorable to your credit, and a good credit counseling agency will help you do so in a way that allows you to save money over time and avoid damaging bankruptcy.
DCCU members have free access to credit counseling, money management and financial education services with our reputable partner GreenPath Financial Wellness.
GreenPath is a non-profit company that equips people with knowledge and tools to lead financially healthy lives. They can partner with you to ease financial stress, manage debt, save for the future, make informed financial decisions, and achieve your financial goals.
In an age of massive consumer debt, credit cards run amuck, astonishing national debts, and banks closing their doors, there are plenty of reasons to save money.
Unfortunately, many people have never been educated on how to save money.
But we’ve got some good news. There are an astonishing number of ways to save money these days, all of which can give your budget a serious boost.
Here are some of our favorite money-saving tips. Continue reading Simple Money Saving Tips To Give Your Budget A Serious Boost
As we mentioned in the last installment of our budgeting series, the final step to making a budget that works is doing everything you can to make it stick. Here are a few tips. Continue reading Budgeting 101.5 – Staying on Track
Making a budget is one of the smartest financial moves you can make and, if you’ve been following this blog series, you’ve essentially completed your budget! Continue reading Budgeting 101.4 – Automate and Polish
If you’ve stuck with our ‘budget that works’ blog series this long, you’re already looking at a nearly completed budget: In part one of this series, we went over tracking your income and expenses, and in part two, we looked at your net income and broke your expenses down into two categories. In this installment, you’ll set budgeting goals. Continue reading Budgeting 101.3 – Setting Goals
Budgeting is one of the smartest financial planning moves anybody can make. So, we’re breaking down the budget process–to show that you CAN start and stick to one. In part one of this series, we covered tracking your income and expenses–or how much money you have going in and out each month. In this part, we’ll see if your net income is positive or negative, and break your budget down into categories. Continue reading Budgeting 101.2 – Look Closer at Expenses
Making a budget is one of the smartest financial planning moves anybody can make in Madison. So why do so few of us do it? Well, some people just don’t know how; others are afraid to own up to their past savings failures; and some people set too strict of goals, and quit after a month or two. Continue reading Budgeting 101.1 – Getting Started
When doing your own personal financial planning the question “How much money do I need to save to retire?” is one with a seemingly unlimited number of answers. Continue reading 2 Quick Answers: ‘How Much Do I Need To Retire?’
Now, however, you’re potentially facing one of the biggest decisions of your life: Will you continue on with your education, or will you get a job? Maybe, you’ll do both! Continue reading Financial Advice for High School Graduates