Teenagers. It’s an “interesting” stage of life for them AND for their families. Many teenagers test their independence by getting a drivers license, buying a car, and getting their first job. They will soon realize that along with those responsibilities comes the need for smart money management. Teen financial literacy is the key. Continue reading Teen Financial Literacy – The Missing Piece
And nothing means spring more than the promise of the future. The planet is shaking off the winter doldrums and things are reviving. There’s no better time to take that energy and put it to good use in your financial life! Continue reading Set Your Dreams in Motion with The Hub
Everyone has a different opinion about tax refunds – should you expect one? Should you adjust your withholding so your money isn’t a free loan to the government? Either way, if you are expecting one this year your favorite Madison credit union shares the best tax refund tips. Continue reading Top Tips For Tax Refunds From Your Fav Madison Credit Union
Según CNBC, la cantidad promedia de ahorros para retiro entre las edades de 32 a 61 años es de $5,000 dólares. También mencionan que para cuando uno llega a los 35—si planea retirarse a los 67—deberíamos de tener ahorrada una cantidad que equivale a dos veces nuestro salario anual. Lo cual quiere decir que muchos no estamos alcanzando esa meta. Continue reading Como empiezo ahorrar para el retiro si tengo 35
When it comes to financial planning in Madison there are many resources you can use to educate yourself so you can get ahead and reduce stress. When you’re prepared for the future financially or even working towards that goal, you will feel more relaxed. One of those areas to focus on is your retirement plan, because you most likely don’t want to work FOREVER, right? Continue reading How do I start saving for retirement if I’m 35
Debt = stress. If you’re in debt, even very large debt, the best goal you can have is to repay everything you owe. This will be favorable to your credit, and a good credit counseling agency will help you do so in a way that allows you to save money over time and avoid damaging bankruptcy.
DCCU members have free access to credit counseling, money management and financial education services with our reputable partner GreenPath Financial Wellness.
GreenPath is a non-profit company that equips people with knowledge and tools to lead financially healthy lives. They can partner with you to ease financial stress, manage debt, save for the future, make informed financial decisions, and achieve your financial goals.
In an age of massive consumer debt, credit cards run amuck, astonishing national debts, and banks closing their doors, there are plenty of reasons to save money.
Unfortunately, many people have never been educated on how to save money.
But we’ve got some good news. There are an astonishing number of ways to save money these days, all of which can give your budget a serious boost.
Here are some of our favorite money-saving tips. Continue reading Simple Money Saving Tips To Give Your Budget A Serious Boost
As we mentioned in the last installment of our budgeting series, the final step to making a budget that works is doing everything you can to make it stick. Here are a few tips. Continue reading Budgeting 101.5 – Staying on Track
Making a budget is one of the smartest financial moves you can make and, if you’ve been following this blog series, you’ve essentially completed your budget! Continue reading Budgeting 101.4 – Automate and Polish
If you’ve stuck with our ‘budget that works’ blog series this long, you’re already looking at a nearly completed budget: In part one of this series, we went over tracking your income and expenses, and in part two, we looked at your net income and broke your expenses down into two categories. In this installment, you’ll set budgeting goals. Continue reading Budgeting 101.3 – Setting Goals