I got my first credit card at 23. I was right out of college, and extremely fresh at a new job. I had zero credit history at that time so I applied for a credit card through the Madison credit union I’d been with since I was kid. The card didn’t have any perks, and the spending limit was low, but there weren’t any annual fees. Continue reading How to Get and Manage Your First Credit Card
There’s a giant world out there just full of things to explore — countries you’ve never been to, oceans you’ve never swam in, foods you’ve never eaten. You read about these places, you see them on TV, and you enviously scroll through endless Instagram feeds of strangers traveling to these distant lands. Continue reading Travel Hacking Simplified: Can You Really Fly For Free?
As the famous saying goes, “With great power comes great responsibility.”
This timeless piece of advice can be applied to many different things, but few more fitting than the mighty credit card. Yes, while all Madison credit unions offer credit cards that give members a chance to earn rewards points on the things they buy, make emergency purchases, and simply treat themselves every once in a while, they can also open the door to a load of financial troubles. Continue reading How To Choose The Right Personal Credit Card