Best Credit Card and Debit Card Security App: CardValet

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Feel secure with CardValet

Though credit card companies and financial institutions continue to get better at keeping our financial and personal information secure, we’re all still at risk of having our cards and/or identities stolen. CardValet is the security boost you need. Continue reading Best Credit Card and Debit Card Security App: CardValet

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Debit Card Reward Points – Shop and Earn!

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Earn debit card reward points at Dane County Credit Union.
Debit Card Rewards

If you use a credit card, it’s more than likely you’re earning reward points when you make a purchase. And after you’ve started earning rewards on purchases, it’s hard to think of spending money any other way. Why would you ever go back to using a payment method that doesn’t give you something back? Continue reading Debit Card Reward Points – Shop and Earn!

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Budgeting 101.3 – Setting Goals

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Looking in wallet to see if budget goals are set
An important part of budgeting is setting goals.

If you’ve stuck with our ‘budget that works’ blog series this long, you’re already looking at a nearly completed budget: In part one of this series, we went over tracking your income and expenses, and in part two, we looked at your net income and broke your expenses down into two categories. In this installment, you’ll set budgeting goals. Continue reading Budgeting 101.3 – Setting Goals

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Budgeting 101.2 – Look Closer at Expenses

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Writing in a journal is a good way to track expenses
Track expenses to know exactly where your money is going.

Budgeting is one of the smartest financial planning moves anybody can make. So, we’re breaking down the budget process–to show that you CAN start and stick to one. In part one of this series, we covered tracking your income and expenses–or how much money you have going in and out each month. In this part, we’ll see if your net income is positive or negative, and break your budget down into categories. Continue reading Budgeting 101.2 – Look Closer at Expenses

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Budgeting 101.1 – Getting Started

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Blank notebook ready for a new budget.
The hardest part of budgeting is getting started.

Making a budget is one of the smartest financial planning moves anybody can make in Madison. So why do so few of us do it? Well, some people just don’t know how; others are afraid to own up to their past savings failures; and some people set too strict of goals, and quit after a month or two. Continue reading Budgeting 101.1 – Getting Started

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Financial Advice for High School Graduates

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High School gradIf you’ve recently graduated from high school, congratulations! Making it through all those years of schooling is no small feat.

Now, however, you’re potentially facing one of the biggest decisions of your life: Will you continue on with your education, or will you get a job? Maybe, you’ll do both! Continue reading Financial Advice for High School Graduates

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How Do I Start Saving For Retirement If I’m 45?

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If you're 45, you can still save for retirement.
At 45, you can still save for retirement.

If you’re 45 and haven’t begun saving for retirement yet, know that you’ve got some major work cut out for you. But, also, know that you’re not alone; though it’s not ideal, plenty of people haven’t saved a penny for retirement at your age. In fact, according to CNBC, the median retirement savings for those between 32 and 61 years old is $5,000. Continue reading How Do I Start Saving For Retirement If I’m 45?

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