Budgeting is one of the smartest financial planning moves anybody can make. So, we’re breaking down the budget process–to show that you CAN start and stick to one. In part one of this series, we covered tracking your income and expenses–or how much money you have going in and out each month. In this part, we’ll see if your net income is positive or negative, and break your budget down into categories. Continue reading Budgeting 101.2 – Look Closer at Expenses
Making a budget is one of the smartest financial planning moves anybody can make in Madison. So why do so few of us do it? Well, some people just don’t know how; others are afraid to own up to their past savings failures; and some people set too strict of goals, and quit after a month or two. Continue reading Budgeting 101.1 – Getting Started
When doing your own personal financial planning the question “How much money do I need to save to retire?” is one with a seemingly unlimited number of answers. Continue reading 2 Quick Answers: ‘How Much Do I Need To Retire?’
Now, however, you’re potentially facing one of the biggest decisions of your life: Will you continue on with your education, or will you get a job? Maybe, you’ll do both! Continue reading Financial Advice for High School Graduates
If you’re 45 and haven’t begun saving for retirement yet, know that you’ve got some major work cut out for you. But, also, know that you’re not alone; though it’s not ideal, plenty of people haven’t saved a penny for retirement at your age. In fact, according to CNBC, the median retirement savings for those between 32 and 61 years old is $5,000. Continue reading How Do I Start Saving For Retirement If I’m 45?
If you are lucky enough to be leaving your current employer for bigger and better things, there are probably a lot of things on your mind. One thing you shouldn’t lose sight of in the shuffle is what to do with your 401(k)–especially if you’re currently at your first 401(k)-offering job. Continue reading 3 Options For Your 401(k) When Changing Jobs
At this point, you have probably already answered these important questions: Continue reading What 2018 Retirees Need To Know
Congratulations! If you’re reading this, you’ve probably either paid off your car, credit card or student loans; or, perhaps you’ve gotten a raise at work. All of these things are worth celebrating! But all of these things also raise one important question–what should I do with this extra income? Continue reading What To Do With Side Hustle Income
Setting financial goals is extremely important; goals allow you to budget, save and spend your money for maximum effect. If you aren’t working towards any goals, then it’s nearly impossible to know where your money is or isn’t going. Continue reading New Year, New Financial Goals – Plan, Persevere, Celebrate!
Health insurance in 2018 can feel stressful. Not only is it more expensive than it should be, but the process to obtain it isn’t exactly easy, either. Most people can either get it through the government, or through their work; most plans offer a number of different options; and sign-up periods can be confusing. Continue reading How To Pick The Right Health Care Plan