Madison Credit Union Blog

Como empiezo ahorrar para el retiro si tengo 35

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Father and son discussing retirement savingSegún CNBC, la cantidad promedia de ahorros para retiro entre las edades de 32 a 61 años es de $5,000 dólares. También mencionan que para cuando uno llega a los 35—si planea retirarse a los 67—deberíamos de tener ahorrada una cantidad que equivale a dos veces nuestro salario anual. Lo cual quiere decir que muchos no estamos alcanzando esa meta. Continue reading Como empiezo ahorrar para el retiro si tengo 35

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How do I start saving for retirement if I’m 35

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father and daughter thinking about starting to save for retirement.

When it comes to financial planning in Madison there are many resources you can use to educate yourself so you can get ahead and reduce stress. When you’re prepared for the future financially or even working towards that goal, you will feel more relaxed. One of those areas to focus on is your retirement plan, because you most likely don’t want to work FOREVER, right? Continue reading How do I start saving for retirement if I’m 35

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Worried About Holiday Debt?

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Debt = stress. If you’re in debt, even very large debt, the best goal you can have is to repay everything you owe. This will be favorable to your credit, and a good credit counseling agency will help you do so in a way that allows you to save money over time and avoid damaging bankruptcy.

DCCU members have free access to credit counseling, money management and financial education services with our reputable partner GreenPath Financial Wellness.

GreenPath is a non-profit company that equips people with knowledge and tools to lead financially healthy lives.  They can partner with you to ease financial stress, manage debt, save for the future, make informed financial decisions, and achieve your financial goals.

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How to Financially Prepare for a New Pet

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Cute puppy waiting for a new owner.
Pets cost money! Open a savings account in Madison to prepare for a new one.

Pets! Whether you’re a dog person or a cat person, you really can’t go wrong by adding a critter to your clan–or starting to build your clan with one. I bet the first thing that comes to mind when considering getting a pet isn’t a special savings account in Madison for expenses. Continue reading How to Financially Prepare for a New Pet

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Quick Tips to Help Reduce Medical Costs

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Madison credit union offers medical cost saving tips.
Control medical costs with these tips.

Taking care of your health: It can be extremely expensive, and extremely stressful to think about. Here at DCCU, a local Madison credit union, we can’t do much to improve your physical health, but we can show you how to potentially alleviate some of your health care cost-related anxieties. Continue reading Quick Tips to Help Reduce Medical Costs

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How to Get and Manage Your First Credit Card

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One hand offering your new Madison credit union credit card.
Take the right steps with your first Madison credit union credit card.

I got my first credit card at 23. I was right out of college, and extremely fresh at a new job. I had zero credit history at that time so I applied for a credit card through the Madison credit union I’d been with since I was kid. The card didn’t have any perks, and the spending limit was low, but there weren’t any annual fees. Continue reading How to Get and Manage Your First Credit Card

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