Setting your financial house in order? It’s worth the time to review your financial institution and see how it compares against Dane County Credit Union. Taking the time to see all options available can net you serious savings. DCCU is giving big banks some stiff competition in financial products, money management options and superior member service.
Member Owned: Madison credit unions, like all credit unions, are not for profit, completely member owned. What does this mean to you? Banks report to share holders interested in maximizing profits through fees and creative charges. DCCU on the other hand strives to minimize these kinds of expenses while reinvesting profits by offering lower interest rates on loans and higher interest rates on savings. Moreover, it’s never been easier to become a member.
No Minimum Balances: With DCCU’s Classic and eBonus checking accounts, members enjoy no monthly service fee and no minimum balance requirements. Add overdraft protection and members can easily avoid over drawing their account. Yet another opportunity to save money on fees!
Online Banking: DDCU members also benefit from the most current online financial management services available. Along with direct deposit, bill pay, and electronic statements, members now have access to a mobile banking app. Make deposits, send payments, and review transactions at your convenience.
ATM Access: In addition to our own ATMs, DCCU members have access to more than 5,000 fee-free ATMs located throughout the country with Alliance One. And don’t worry, we won’t charge for using another institution’s ATM. (Unlike some banks.)
Competitive Rates: By re-investing profits credit unions offer you better interest rates. If you’re considering a major purchase or a new credit card, DCCU offers some of the lowest rates around. Members can now finance a new car or home mortgage right at their credit union.
Community Connection: Perhaps the biggest draw of your local credit union is the community connection. In addition to providing superior products and services to members at minimal cost, credit unions are committed to the towns, cities and states in which they reside. By supporting area organizations, events and other nonprofits, DCCU employees are united in their dedication to the neighbors they serve in Madison and surrounding communities.
At the end of the day, DCCU helps you save money with quality products and services while saving you a seat at the next shareholder’s annual meeting. When was the last time you experienced that at a bank?