Madison Credit Union Blog

How to Get and Manage Your First Credit Card

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One hand offering your new Madison credit union credit card.
Take the right steps with your first Madison credit union credit card.

I got my first credit card at 23. I was right out of college, and extremely fresh at a new job. I had zero credit history at that time so I applied for a credit card through the Madison credit union I’d been with since I was kid. The card didn’t have any perks, and the spending limit was low, but there weren’t any annual fees. Continue reading How to Get and Manage Your First Credit Card

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Best Credit Card and Debit Card Security App: CardValet

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Feel secure with CardValet

Though credit card companies and financial institutions continue to get better at keeping our financial and personal information secure, we’re all still at risk of having our cards and/or identities stolen. CardValet is the security boost you need. Continue reading Best Credit Card and Debit Card Security App: CardValet

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Simple Money Saving Tips To Give Your Budget A Serious Boost

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stacking quarters to show progress on saving money.
Saving money is important.

In an age of massive consumer debt, credit cards run amuck, astonishing national debts, and banks closing their doors, there are plenty of reasons to save money.

Unfortunately, many people have never been educated on how to save money.

But we’ve got some good news. There are an astonishing number of ways to save money these days, all of which can give your budget a serious boost.

Here are some of our favorite money-saving tips. Continue reading Simple Money Saving Tips To Give Your Budget A Serious Boost

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Debit Card Reward Points – Shop and Earn!

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Earn debit card reward points at Dane County Credit Union.
Debit Card Rewards

If you use a credit card, it’s more than likely you’re earning reward points when you make a purchase. And after you’ve started earning rewards on purchases, it’s hard to think of spending money any other way. Why would you ever go back to using a payment method that doesn’t give you something back? Continue reading Debit Card Reward Points – Shop and Earn!

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Budgeting 101.3 – Setting Goals

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Looking in wallet to see if budget goals are set
An important part of budgeting is setting goals.

If you’ve stuck with our ‘budget that works’ blog series this long, you’re already looking at a nearly completed budget: In part one of this series, we went over tracking your income and expenses, and in part two, we looked at your net income and broke your expenses down into two categories. In this installment, you’ll set budgeting goals. Continue reading Budgeting 101.3 – Setting Goals

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Budgeting 101.2 – Look Closer at Expenses

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Writing in a journal is a good way to track expenses
Track expenses to know exactly where your money is going.

Budgeting is one of the smartest financial planning moves anybody can make. So, we’re breaking down the budget process–to show that you CAN start and stick to one. In part one of this series, we covered tracking your income and expenses–or how much money you have going in and out each month. In this part, we’ll see if your net income is positive or negative, and break your budget down into categories. Continue reading Budgeting 101.2 – Look Closer at Expenses

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